Your Finances.
Clearly Interpreted.

The MDS Financial Portrait™ is a personalized financial roadmap built from your actual documents, not estimates, that shows you the most complete picture of your finances before you agree to anything.

Through MDS's structured online financial preparation portal, and with the guidance of a dedicated team, you are guided through a systematic process that draws together your income, assets, debts, expenses, state-required financial disclosures, and all supporting documentation into one organized, verified view. The portal ensures nothing is overlooked, including the specific financial disclosure forms your state requires as part of the divorce process. Those forms matter, and the accuracy of the data that feeds them matters just as much.

From there, MDS models different settlement scenarios so you can see, in real numbers, how each option affects your cash flow, your lifestyle, and your long-term stability. That includes complex assets like stock options, RSUs, business interests, and other investments where the real value and after-tax impact are not always apparent from a statement or summary.

This same approach also applies in pre-nuptial and post-nuptial agreements, where financial terms are being defined before anything is signed.

You are not guessing. You are making decisions based on verified data.

Every MDS client works with a dedicated team of three: a Divorce Financial Specialist, a legal liaison, and a client manager.

The Divorce Financial Specialist is the core of that team, and the credential matters. MDS specialists hold the CDFA (Certified Divorce Financial Analyst) designation and are certified mediators. Equally important is what they do not do: they do not manage or invest client money. That distinction is intentional. MDS Divorce Financial Specialists exist solely to provide financial clarity in the context of divorce, not to sell products, manage portfolios, or introduce any of the conflicts of interest that can compromise a financial advisor's objectivity. This is what sets the MDS Divorce Financial Specialist apart from the broader industry.

The Legal Liaison is a trained paralegal with specific proficiency and experience in corporate and business matters and real estate. That background directly supports the financial work when complex assets like business interests, investment properties, or equity holdings are part of the picture. When needed, the legal liaison can also assist in procuring the documents required to support the analysis and valuation of those assets. The legal liaison serves as the bridge between MDS's financial work and the strategy of the client's attorney and other professionals. At the client's request and with the client present, MDS connects directly with the client's attorney to align on their approach, so that every member of the client's team is working from the same foundation from the outset. Most attorneys value MDS's specific and defined role in supporting their client, along with the organized, verified financial foundation that comes with it.

The Client Manager supports the client throughout the entire process, assisting with scheduling, navigation of the portal, and whatever else is needed to keep things moving smoothly.

Financial clarity means you know what you have, what it is worth, and how different settlement paths play out in your day-to-day life. It removes assumptions from the table and replaces them with verified facts. Yet, divorce decisions tend to get made under pressure. And when that happens, the instinct is to get it done instead of getting it right.

Financial clarity starts with knowing exactly what documents you have access to and what is missing. Courts require documentation, and going into the process without a clear picture of what you have and what gaps exist puts you at a disadvantage from the start. Understanding where you stand allows you to make better-informed decisions about what needs to be obtained and how to prioritize that effort. MDS helps clients establish that picture early so nothing critical is overlooked.

This matters even more when complex assets like RSUs, stock options, cryptocurrency, or a privately owned business are part of the picture. These are frequently oversimplified or misunderstood during negotiations, even though their real value depends on timing, taxes, and how they convert into usable income.

This same issue appears in pre-nuptial and post-nuptial agreements, where decisions are often made based on assumptions rather than verified data.

Yes. Most MDS clients do. MDS does not replace your legal team. It makes their work more effective.

MDS organizes and verifies your financial information and presents it in a format that is clear, complete, and ready to use. Your attorney handles legal strategy. MDS handles the financial foundation underneath it.

Yes. The MDS Financial Portrait™ gives you and your attorney a solid financial framework to work from. It does not replace legal advice. It makes legal advice sharper because the numbers behind it are verified and organized.

Yes, and this is where some of the most avoidable mistakes occur. People assume that because they agree on the terms, the numbers must be fair. But agreeing and understanding are two different things.

A similar pattern occurs in pre-nuptial and post-nuptial agreements. Parties may feel aligned but have not fully reviewed the financial details.

Without a complete financial picture, it is easy to miss tax consequences, underestimate future expenses, or misjudge what an asset is actually worth. And when equity compensation or a business is involved, the gap between what something looks like on paper, the divorce impact, and what it means for your future financial life can be significant.

MDS works with individuals and couples at every stage. Some clients come at the very beginning, trying to understand what divorce would mean for their financial life. Others are deep into negotiations and need clarity before making a final decision.

MDS also works with clients whose financial situations involve greater complexity: business ownership, executive compensation, RSUs, and other high value assets that require careful analysis before any division is on the table.

Through the financial preparation portal and with the full MDS team engaged, the Divorce Financial Specialist leads the gathering, organization, and analysis of your financial information so you can understand what you are looking at, including holdings that do not fit neatly into a spreadsheet.

That means identifying and verifying assets and debts, analyzing income and expenses, and evaluating complex holdings like RSUs, stock options, real estate, third-party interests, and business interests. The focus is on how these assets translate into real, usable value and their after-tax impact, not just what they show on paper.

From there, MDS models different settlement scenarios so you can see how each option affects your cash flow, taxes, and long-term stability.

Yes. MDS works with clients in all 50 states. Divorce laws vary from state to state, and so do the specific financial requirements, but the financial fundamentals do not.

Most states require a mandatory financial disclosure form as part of the divorce process. We prepare your data in a way that aligns with your attorney's and state's specific requirements.

Understanding how a state processes and interprets financial data is not a minor detail. Each state has its own approach to spousal support calculations, separate property claims, child support, the treatment of the date of separation, asset valuation methodology, and reimbursement claims. MDS professionals are versed in these state-specific nuances so that the financial work is not just accurate in isolation but meaningful and usable within the framework of your state's requirements.

The accuracy of that data is not a formality. It is the foundation on which negotiations, mediation, and court decisions are built.

Navigating the complex waters of divorce can be challenging, but with the right guidance, it can be a transformative journey towards a brighter financial future. At My Divorce Solution we're proud to introduce the role of a Divorce Financial Specialist, who takes the expertise of a Certified Divorce Financial Analyst (CDFA) to the next level.

• Financial Discovery: They identify the essential financial documents required to establish the marital or community estate. No stone is left unturned when it comes to gathering crucial information.
• Asset Valuation: They determine which assets require formal appraisals and collect the necessary documents to effectuate these appraisals or valuations.
• Valuation Assessment: They set the date for assessing the value of the marital estate, ensuring a fair and equitable division of assets.
• Debt Evaluation: They conduct a comprehensive evaluation of debts, providing you with a clear picture of your financial obligations.
• Lifestyle Analysis: They perform a lifestyle analysis, helping you identify the lifestyle during the marriage and post-divorce, enabling you to plan your financial future with confidence.
• Separate Property: They identify any property claimed as separate by either spouse and advise on the supporting documents needed.
• Support Calculations: They propose financial support calculations as needed, ensuring that your financial needs are accounted for.
• Pension Valuations: If necessary, they perform pension valuations, simplifying this often complex aspect of divorce finances.
• Division Scenarios: They develop various asset and debt allocation scenarios, considering equitable distribution, state requirements, and your family's goals, so you're well-prepared for negotiations.
• Financial Considerations: They highlight financial considerations pertinent to the marital estate, ensuring that all crucial points are addressed during financial settlement agreement negotiations.
• Coordination: They coordinate their findings with your divorce professionals, ensuring a symmetrical flow of information and data throughout the process.
• Certified Expertise: As a CDFA certified by the IDFA, they bring a minimum of 5 years working as a CDFA and an exceptional level of expertise to your divorce proceedings.
• Neutrality: They remain neutral and don't provide investment or investment management services during or after the divorce. Their focus is solely on your financial well-being.

We are two women who went through divorce, felt "there's got to be a better way," and co-founded My Divorce Solution so others don't have to face divorce like we did: alone, fearful, and uncertain.

We work with anyone going through a divorce. We can work with individuals or families. Ideally, we support clients at the beginning of the divorce journey, but we also support clients deeply entrenched in legal battles that need a framework for smart financial decisions beyond a net worth statement.

We'd love to support you if you're at any of the following stages:

• Entrenched in a contentious legal battle that seems to be going nowhere and in need of expert, third party financial analysis
• Considering divorce and looking for information on its impact on your financial future
• Separated and ready to move forward with the division of assets and property

No matter which way you get divorced, The Divorce Financial Portrait™ will always be the best way to prepare for divorce because it puts you in control with the financial insights needed to make clear, confident negotiation decisions.